Your Journey Starts Here
First-Time Home Buyers
Buying your first home in Michigan doesn't have to be overwhelming. I'll walk you through every step.
The Path to Homeownership
Check Your Credit & Budget
Review your credit score, monthly income, and existing debts. A score of 580+ qualifies for FHA; 620+ for conventional. I'll help you understand exactly where you stand.
Get Pre-Approved
A pre-approval letter shows sellers you're serious. I'll review your finances and issue a letter quickly so you can shop with confidence.
Find Your Home
Work with a trusted Michigan real estate agent to find the right home in Rochester, Rochester Hills, or surrounding Oakland County communities.
Close & Get Your Keys
I'll guide you through underwriting, appraisal, and closing — keeping you informed every step of the way until you're holding your keys.
Programs for First-Time Buyers
- FHA Loans — 3.5% down, flexible credit
- MSHDA Down Payment Assistance — up to $10,000
- Conventional 97 — 3% down for qualifying buyers
- USDA Loans — 0% down in eligible rural areas
- VA Loans — 0% down for veterans & active military
Free Resource
First-Time Homebuyer Guide
Everything you need to know about buying your first home in Michigan — from pre-approval to closing day.